Credit Cards

Credit Cards charge exorbitant annual percentage rates and gauge you on late payments, yet we all use them. It seems like credit card are just necessary evil of the modern world.  Use them wrong and you will never get out of debt and will ruin your credit history. Use them right and you can benefit from low rate financing (0% introductory rates) and larger cash backs on your purchases (use cash backs and points wisely).

kudospayments.com routinely analyzes and ranks different credit cards. Our goal is to cut through complexity and to make sure that you are using credit cards to you advantage and not the other way around. Even person’s financial goals are different and typically there are credit cards to suit specifically those goals – and we will try our best to find those.

If you want to make sure that credit cards don’t take you for a ride the very first thing you need to do is to always pay your bills on time. Our articles highlight how to do just that. We then dive into best credit cards for a particular situation. You have to keep using credit cards, might as well do it right!

The kudospayments.com credit card payment calculator allows you to calculate how much you should pay each year and each month if you wish to pay off your credit card balance in a set number of years.

Using this credit card payment calculator is easy. Input your credit card balance, the APR on your card, and then specify how fast you’d like to pay off your credit card. Click “Calculate” and get a printable amortization schedule.

Credit Card Payment Calculator

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Table

Credit Card Balance:
Yearly Interest Rate:
How fast do you want to payoff (years):
Payment Amount:
Total Interest Paid:

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Amortization Schedule

Payment Principal Interest Loan Balance
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Remaining Loan Balance

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By using this calculator you agree to terms and conditions. These calculators are designed to be informational and educational tools only, and when used alone, do not constitute investment or financial advice. We strongly recommend that you seek the advice of a financial services professional before making any type of investment or deciding on your financial matters. This model is provided as a rough approximation of future financial performance. The results presented by this calculator are hypothetical and may not reflect the actual growth of your own investments. We can't take into account potential lender fees, payoff schedule can be longer than in the estimation. Kudospayments and its affiliates are not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Kudospayments is not responsible for any human or mechanical errors or omissions.

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